The Role will involve the preparation of credit reporting, quarterly loan reviews, management of watch-list reports on issues regarding asset management plans, strategy and construction financing. Daily reporting to stakeholders on key loan level data.

Core responsibilities:

• Monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of [mostly] performing loans and a number of active construction finance loans.
• Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings.
• Creation of cashflow models based on forecasts.
• Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan.
• Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies.
• Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations.
• Analysis of potential amendments/waivers and future impact on loan performance vs underwriting.
• Liaise between Lender’s in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies.

Requirements:

• Experience and a proven track record of working in a related credit environment involving RE.
• Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting.
• Strong organisational and time management skills.
• Strong communication skills.
• Ability to work both independently and in a small team.
• Ability to meet deadlines while achieving high levels of accuracy.
• Strong excel skills, and numerically inclined.